They borrow money with no intention of paying it back. This is one of their favorite tricks. When a narcissist asks for money, they already know it’s not a loan; it’s a gift in their mind. They will say all the right things: “I promise I will pay you back next week, next month,” or “I will give it back as soon as I get paid.” They may even act offended if you hesitate, painting you as selfish for not helping. But the truth is, they never had any plan to repay you. To them, your kindness is free money. When you press them about repayment, they will spin excuses faster than you can keep up with. Suddenly there was an emergency, or someone else didn’t come through for them. They become the victim of bad luck. This is quite natural for them. They do not feel guilt; they do not lie awake at night thinking about how to get your money back to you. Deep down, they feel entitled to it. If you are close to them—a partner, a family member, or even a friend—they convince themselves that you owe it to them. That’s how they sleep at night after draining your bank account, believing that you should be happy to sacrifice for them.
3. Neglecting Family Needs
They sacrifice your and your children’s needs, never their own. A broke narcissist will let household bills pile up, ignore essentials, and even neglect their children’s needs. But when it comes to themselves, they always find a way. Picture this: your kids need school supplies, or there is an overdue electricity bill. The narcissist shrugs it off, saying the money isn’t there. But the very same week, they come home with a new gadget, expensive clothes, or they blow money on a night out. Why? Because appearances matter more than responsibility. The narcissist’s ego must be fed, even if it means the family goes hungry. The kids can wait, the bills can wait, but their image cannot wait. They need to keep up the illusion that they are successful, desirable, and in control, even if the reality at home is falling apart. This is why so many partners of narcissists feel drained to the bone. You end up carrying not just the financial weight of the household but the emotional weight of watching your family’s needs take a backseat to their selfish spending.
4. Scheming for Quick Money
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